000			03421nam a2200373 i 4500
003			CSPC
005			20251106101820.0
008			210729s2022 enk b 001 0 eng
010			_a 2021033426
020			_a9781119756972 _q(cloth)
040			_aDLC _beng _erda _cDLC _dCSPC
042			_apcc
050	0	0	_aHG1601 _b.S545 2022
082	0	0	_a332.17 _bSi79b _223
100	1		_aSironi, Paolo, _eauthor.
245	1	0	_aBanks and fintech on platform economies : _bcontextual and conscious banking / _cPaolo Sironi.
263			_a2110
264		1	_aChichester, West Sussex : _bJohn Wiley & Sons, _c2022.
300			_axxxi, 235 pages : _billustrations ; _c24 cm.
336			_atext _btxt _2rdacontent
337			_aunmediated _bn _2rdamedia
338			_avolume _bnc _2rdacarrier
490	0		_aWiley finance series
504			_aIncludes bibliographical references and index.
505	0		_aPlatform essentials on outcome economies -- The trust advantage -- Open Innovation and data -- Platform governance founded on transparency -- The existential shift of bank business models -- Lessons learned from fintech innovation -- Competitive factors for the future of banks -- Contextual banking -- Foundations of financial market transparency -- Conscious banking --
520			_a"The world most successful companies (Apple, Amazon, Alibaba) are data-driven platforms. They innovated their business models leveraging digital technology to start a journey from output to outcome economies: businesses don't necessarily trade in the products that deliver certain results (e.g. "selling 100,000 cars in 2022", in which the focus is about discrete sales figures or quantities), but in the results themselves which take the form of user experiences (e.g., "allowing 500,000 people to commute by car", in which the focus is on perceived benefits). Clearly, not all industrial products and services can be easily reinvented inside outcome economies, no matter how powerful they can be. This is particularly true for financial services given the more abstract and regulated nature of their products, as well the psychological characteristics of consumers when accessing them. The Platformisation of Financial Services corresponds to a shift in mindset intended to help banks strengthen and extend the reach of their Open Banking operations. Platform theory, born outside of financial services, will be transposed inside banking and insurance to make digital banking more effective. In this way, the financial services industry will master the necessary shift of focus from output (distribution channels of products) to outcomes (enabling clients to enjoy transparent and value-adding experiences, achieve their goals or fulfil their needs, directly or inside non-banking relationships). This book will guide the financial services industry globally towards new forms of digital transformation that benefit shareholders and stakeholders alike, allowing greater flexibility and convenience at lower digital prices"-- _cProvided by publisher.
650		0	_aBanks and banking.
650		0	_aInternet banking.
650		0	_aFinancial services industry.
650		0	_aFinance _xTechnological innovations.
650		0	_aMulti-sided platform businesses.
942			_2ddc _cBK _h332.17 _iSi79b _kGRD _m2022 _n0 _e23
999			_c26406 _d26406